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AIA Gift of Love is AIA baby insurance specially designed protection plan that is only available to new-born babies whose parent/s are members of SG Baby Club. AIA Gift of Love is a valuable protection plan that helps to protect your child against accidents and escalating healthcare costs. And best of all, you can enrol your child for a 6-month complimentary AIA Gift of Love protection plan.

Give your child 24/7 protection with the following benefits:

S$25,000 for Accidental Death Benefit
S$50,000 for Accidental death Benefit while on a Public Conveyance Benefit
S$1,500 for Accidental Medical Reimbursement Benefit
S$15,000 for Child Critical Illness Benefit
S$50 for Recuperation Benefit ( due to Hand, Foot and Mouth Disease )
S$50 for Daily Hospital Income Benefit ( due to Hand, Foot and Mouth Disease, Chicken Pox, Dengue Fever and Accidental Food Poisoning (up to 30 days)
S$25,000 for Parental Accidental Death Benefit

Accidental Death Benefit
In the event of the Assured within 365 days from the date of the accident, AIA shall pay a lump sum of S$25,000.

Accidental death Benefit while on a Public Conveyance
In the event of death due to an accident while traveling as a fare-paying passenger on public transport, AIA shall pay a lump sum of S$50,000. Accidental Death Benefit will not apply if you are to receive this benefit.

Accidental Medical Reimbursement Benefit
In the event the Assured needs to seek medical treatment, is hospitalised or requires to employ a licensed or graduate nurse as a result of an accident, AIA shall reimburse up to S$1,500 for the medical bills incurred within 52 weeks from the date of the accident.

Child Critical Illness Benefitgift-of-love-bg2
Upon diagnosis of one of the following critical illness listed below, a lump sum of S$15,000 shall be payable, provided all of the following conditions are satisfied:
a)It is the first time that the Assured is diagnosed with this critical illness; and
b)The signs or symptoms of this critical illness occurred more than 90 days after the policy becomes effective.
No benefit will be payable if the Assured dies within 30 days after being diagnosed to be suffering from a child critical illness.

The child critical illness include :

  • Leukemia
  • Bone Marrow Transplant
  • Rheumatic Fever with Heart Involvement
  • Acquired Brain Damage
  • Brain Surgery
  • Loss of Limbs
  • Aplastic Anemia
  • Viral Encephalitis
  • Tuberculous Meningitis
  • Death as a result of Hand, Foot and Mouth Disease

Recuperation Benefit for Hand, Foot and Mouth Disease
A one-time payment of S$50 shall be payable should the Assured be diagnosed with Hand, Foot and Mouth Disease provided the signs and symptoms of the Hand, Foot and Mouth Disease commenced after the policy has been effective for more than 90 days.

Daily Hospital Income Benefit
If the Assured is diagnosed with Hand, Foot and Mouth Disease, Chicken Pox, Dengue Fever or accidental food poisoning and requires hospitalisation, we will pay the Daily Hospital income Benefits of S$50 for each day of such confinement, up to a maximum of 30 days for the same incidence of Hand, Foot and Mouth Disease, Chicken Pox, Dengue Fever or Accidental Food Poisoning

Parental Accidental Death Benefit
In the event of death of either one of the Assured’s biological parents who is also the legal parent due to an injury from accident within the period of insurance of the policy, AIA shall pay a lump sum of S$25,000.

Terms & Conditions :
– insured need to be under the age of 6 months at the time of application